Best Credit Card Affiliate Programs

Deepak Choudhary
| | October 20, 2020
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Are you looking for the best credit card affiliate programs to promote on your financial blog to earn money? You're at the right place.

This article covered some of the best affiliate programs that you can join right today to monetize your blog.

The best part?

These affiliate programs are free to join and gets you started as soon as your account is approved as an affiliate.

Let's get started.

According to creditcards.com, there are 374 million open credit card accounts in the U.S. as of the middle of 2019. And about 7 in 10 Americans have at least one credit card.

Credit Card Affiliate Programs

Credit Card Affiliate Programs

1. American Express Canada

American Express Credit Card Affiliate Program

American Express is one of the most popular credit card companies in the world. It has a presence in almost all parts of the world.

They offer its affiliate program through CJ.com. By referring American Express credit card, one can earn up to CA$200 per lead.

Thus, whey any of your lead enrolls for the credit card you earn a CA$200 commission which is one of the highest in the industry.

The program has a cookie period of 7 days which means that if any of your lead clicks on your affiliate link and sign up for the credit card within seven days of their first visit, you earn a commission.

American Express Affiliate Program

Key Features:

  • Commission rate: Up to $200 CAD per lead
  • Cookie period: 7 days
  • Payout threshold: $50
  • Payment options: Bank account

Sign Up URL: American Express Canada Affiliate Program

2. Capital Bank

OpenSky Credit Card Affiliate Program

The OpenSky Secured Visa Credit Card is a secured credit card by Capital Bank is a powerful credit-building tool. One can improve their credit scores and set their credit limits by making a one-time refundable deposit.

You need to have an account at CJ.com to join the affiliate program.

Once you're approved as an affiliate, you can promote it to customers looking to improve their credit score.

For each successful referral, you earn $25 as a commission. The commission is at the lower end if we compared it with other affiliate programs.

However, since a customer not having a perfect credit score can also get the credit card, it makes it easy for an affiliate to promote it to such customers.

You can promote the product with banners and affiliate links on your website or email newsletters or any other method you may choose.

The affiliate program has a cookie period of 30-days.

OpenSky CJ Credit Card Affiliate Program

Key Features:

  • Commission rate: Up to $25 USD per sale
  • Cookie period: 30 days
  • Payout threshold: $50
  • Payment options: Bank account

Sign Up URL: Capital Bank Affiliate Program

3. Credit Assistance Network

Credit Assistance Network Credit Card Affiliate Program

Credit Assistance Network is an industry leader in credit repair.  It does so by ensuring that your credit reports are free of mistakes, false negatives, identity theft and inaccuracies.

They offer affiliate program through ShareASale.

If you're not already on ShareASale, join it here.

Once you join the affiliate program, you get access to banners and links, coupons and special offers. You also get tracking tool to get sales and click reports.

The program offers $95 per sale to its affiliate for every successful referral. They are also offered a generous $1.25 commission on every lead.

The program has a very long cookie period of 365-days. Thus, you've 365 days to convert your referral into a successful sale.

Credit Assistance Network Affiliate Program

Key Features:

  • Commission rate: Up to $95 USD per sale
  • Commission per Lead: $1.25
  • Cookie period: 365 days
  • Payout threshold: $50
  • Payment options: Bank account

Sign Up URL: Credit Assistance Network Affiliate Program

Discover Credit Card Affiliate Program

Discover cards have been around since the mid-1980s and offers banking and credit products to its customers. Product offered by Discover includes:

  • cashback credit card
  • travel credit card
  • NHL credit card
  • student credit card
  • business credit card

They also offer products like home equity loans, mortgage refinance, personal loans, student loans and others.

Wide range of credit cards, low credit card rates, cash back bonus reward program, 24-hour customer service, makes the Discover credit card affiliate program very attractive to join.

It also offers a good $40 commission on consumer account and $20 commission on student card account.

Every person who visits your site, clicks through to Discover.com, and sign up for any of their card offerings, you earn a commission.

Key Features:

  • Commission rate: $40 USD per approved Consumer Account
  • Commission rate: $20 per approved Student Card Account

Sign Up URL: Discover Card Affiliate Program

5. Bankrate Credit Cards

Bankrate Credit Cards Affiliate Program

The Bankrate Credit Card Network has been in the financial sector for the last fifteen years. During these years, they have worked with top advertisers in the credit card affiliate marketing space.

On joining the affiliate program of Bankrate Credit Card Network, you get access to some of the best credit card companies like American Express, Barclaycard, CapitalOne, Chase, Citi, and more.

As an affiliate, you can promote their credit card affiliate programs through:

In-Site Tools: Insert credit card rate charts, credit card search engines, banners and text links into your site.

Co-Branding: Co-brand solution provides your site with the Interactive credit card tools and comprehensive consumer credit card rate averages.

Data Feeds – The data feed solution allows complete integration of their credit card content, rate report data directly via an XML, RSS, or API feed.

Key Features:

  • Access to leading credit card offers
  • Top monthly payouts in the industry
  • Excellent customer service
  • Access to online creative content
  • User-friendly tracking and reporting interface
  • FREE Program Enrollment

Sign Up URL: BankRateCreditCards.com Affiliate Program

Why Should You Promote Credit Cards?

A credit card issued to users enable them to pay a merchant for goods and services based on the cardholder's promise that they will repay the amount with other charges if applicable.

Another advantage is that if you have a good credit score with a great repayment record, it allows you to get a loan for your dream house or a car.

Some credit card companies also reward their customers with points for every purchase made with cards that can be redeemed against credit card bill payments.

There is also a growing trend of credit card companies offering interest-free credit card bill payment period. Thus, a customer gets around 50-days to pay their bill without any interest on the due amount.

Another trend that has picked up the pace is the companies offering services to improve your credit scores.

All these advantages lure people into signing up for a credit card.

And to tap this growing demand, various companies has introduced credit card affiliate programs that offers a very attractive commission to its affiliates.

Thus if you have a financial blog that talks about finance, credit cards, money, banking and others, promoting these affiliate programs will open up an additional source of income for you.

What To Look For In A Credit Card Affiliate Program?

In this article, I have only listed a few affiliate program that offers a generous commission.

There are still many other credit card affiliate programs that you can join but you should look for some specific information before joining them.

Let's check them out.

Commissions Per Sale

Since you're going to put your resources, time and money, in promotion, you may want something in return that is worth it.

So always look out for commission you may earn for each successful sale before joining the affiliate program.

Typically a credit card affiliate program offers around $25 to $200 per successful sale.

Attractive Offers for Your Audience

Offers attract customers. Thus if the credit card you're looking to promote, offer its customers such as reward points or cashback, people will want to sign up for that credit card. 

And it'll become easier for you to promote such credit cards as an affiliate.

Thus you can earn hefty amount as commission if the credit card you're promoting provides enticing offers to its customers.

Excellent Affiliate Support

Almost all the credit card affiliate programs covered in this article offer the following to help you achieve better conversions.

  • Attractive banners that you can use on your blog to improve conversions
  • Text links that you can include in your blog content or email newsletters to maximize conversions
  • Dedicated affiliate managers to help you achieve great results out of your promotion

Conclusion

I hope you get some wonderful insights on some of the best credit card affiliate programs and how to promote them effectively to earn handsome commission.

If you're already into a financial blog, you could joined these programs right today and start promoting them.

And if you're still looking to pick a niche to target in credit card segment, you could focus on topic such as improving credit scores, air miles credit card or secure credit card and others.

You can also educate people on your blog by advising them credit cards that offers reward points or cash backs or discounts.

If you're still stuck on how to start a blog, check out this guide to get started.

Comment below if you've any suggestions or observation on this article.

Sharing is Caring! If you like this article, please take a moment share it on social channels.

Credit Card Affiliate Programs
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